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Alternative Portfolio level Loss Forecasts, e.g. Auto, Equipment Finance, Unsecured Consumer Loans etc |
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Associated Provision Requirements (Ultimate Loss forecasts are not identical to current Provision Requirements) |
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Alternative Risk Trend Analyses (The study of bad debt trends over periods of time)
e.g. 18 month, 6 month and 3 month trends, to compare immediate and longer trends for prudent forecasting.
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Sub Portfolio Trends
e.g. Credit Score Bands, Loan Maturities, Asset Types, Loan Vintages
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Performance League Tables to compare the performance of
e.g. Alternative Referral Sources, Underwriters, Collections Teams
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Early Alerts on behavioural ‘hot-spots’ e.g. Honeymoon arrears or loan Top-ups |
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Account Level Loss Forecasts |
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